How Affirm Works
Pay at your own pace with Affirm
Choose 3, 6, or 12 monthly payments
For example, a $700 purchase might cost $64/mo over 12 months at15% APR.
Buying with Affirm is simple
|1. Fill your cart||2. Choose how you pay||3. Pay over time|
|Select Affirm at checkout, then enter a few pieces of info for a real-time decision.||Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.||Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.|
Just select at checkout.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent: Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible: You choose the payment schedule that works for you.
Fair: Affirm won’t charge you late fees or penalties of any kind, ever.
Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.
Want to learn more?
Check out Affirm's How it works and Affirm's Help Center