How Affirm Works
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Choose 3, 6, or 12 monthly payments
For example, a $700 purchase might cost $64/mo over 12 months at15% APR.
Buying with Affirm is simple
|1. Fill your cart||2. Choose how you pay||3. Pay over time|
|Select Affirm at checkout, then enter a few pieces of info for a real-time decision.||Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.||Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.|
Just select at checkout.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent: Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible: You choose the payment schedule that works for you.
Fair: Affirm won’t charge you late fees or penalties of any kind, ever.
Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.
Want to learn more?
Check out Affirm's How it works and Affirm's Help Center